免费估价

所有年金规划产品All Annuity Planning Products

年金保险是指，在被保险人生存期间，保险人按照合同约定的金额、管道，在约定的期限内，有规则地、定期地向被保险人给付保险金的保险。年金保险，同样是以被保险人的生存为给付条件的人寿保险，但生存保险金的给付，通常采取的是按年度周期给付一定金额的管道，因此称为年金保险。
年金保险具有生存保险的特点——只要被保险人生存，被保险人通过年金保险，都能在一定时期内定期领取一笔保险金，获得因长寿带来的收入损失保障，达到年金保险养老的目的。
年金规划不仅可以帮助您进行延税省税，而且做年金规划时，对收入没有限制，对投入的金额也没有限制，且操作非常灵活。最后，股市低迷时，您还可以用年金保持您的持续收入。
互惠财富致力于为客户提供优质的年金计划，让您有信心地进入惬意的退休生活。
Annuity insurance refers to insurance in which the insurer regularly and regularly pays insurance benefits to the insured within the agreed period according to the amount and channel agreed in the contract during the life of the insured. Annuity insurance is also a life insurance with the survival of the insured as the payment condition, but the payment of survival insurance money usually adopts the channel of paying a certain amount on an annual cycle, so it is called annuity insurance.
Annuity insurance has the characteristics of survival insurance – as long as the insured survives, the insured can receive an insurance payment regularly within a certain period of time through annuity insurance, obtain income loss protection caused by longevity, and reach the pension of annuity insurance.
Annuity planning can not only help you to deferred tax and save taxes, but also has no restrictions on income and investment amount when making annuity planning, and the operation is very flexible. Finally, when the stock market is down, you can also use an annuity to maintain your ongoing income.
Sky Vision Insurance Agency is committed to providing customers with high-quality annuity plans, allowing you to enter into a comfortable retirement life with confidence.

固定年金Fixed Annuity

固定年金是指年金账户内资金按照保险公司保证的利率增长。Fixed Annuity means that the funds in the annuity account grow according to the interest rate guaranteed by the insurance company

浮动年金Variable Annuity

浮动年金是指年金账户内资金按照客户选择的股票/基金/组合跟随市场波动变化。Variable Annuity means that the funds in the annuity account follow market fluctuations according to the stocks/funds/portfolios selected by the customer

指数年金Index Annuity

指数年金是指年金账户内资金在有保底的情况下，根据指数市场波动变化。Index Annuity means that the funds in the annuity account will change according to the fluctuation of the index market under the condition that there is a guaranteed bottom.

免责声明：限制和例外可能适用。 价格如有变更，恕不另行通知。 我们不保证或担保所提供信息的完整性和正确性，也不对所提供信息所造成的任何损失或损害负责。 请参考实际的保险公司文件或合同，了解参考计划和福利保险的条款，条件，限制或例外。

Disclaimer: Limitations and exclusions may apply. Prices are subject to change without notice. We do not warrant or guarantee the completeness and correctness of the information provided and we will not be liable for any loss or damage arising from the information provided. Please refer to the actual insurance company documents or contracts for the terms, conditions, limitations or exclusions of the referenced plans and benefits.