公司雇员福利一般指的是除工资外，由企业提供的其他形式对员工的奖励。对于公司领导者来说，薪酬福利很可能只是应聘者是否愿意到贵公司就职或者长期发展的重要原因之一。全面而优渥的雇员福利才更能够雇佣到并留住最优秀的员工。
Company employee benefits generally refer to other forms of incentives provided by the company to employees in addition to wages. For company leaders, compensation and benefits are likely to be only one of the most important reasons for a candidate’s willingness to work at your company or to develop in the long term. Comprehensive and generous employee benefits are more able to hire and retain the best employees.
产品种类 Product Category
劳工保险labor insurance
加州法律规定所有企业经营者必须为员工购买劳工保险，抵御职业伤害或疾病的风险。常见的赔偿包含：医疗费用、暂时不能工作的收入补贴、永久残疾和死亡抚恤；也承担因雇主过失造成工伤的责任赔偿。California law requires all business operators to purchase labor insurance for employees against the risk of occupational injury or illness. Common compensations include: medical expenses, income supplements for temporary inability to work, permanent disability and death benefits; and liability compensation for work-related injuries caused by the employer's negligence.团体人寿及意外伤害保险 Group Life and Accident Insurance
员工是企业最重要的资产， 团体人寿保险是保障全体在职员工的人寿保险，当员工不幸因故或因病身亡或重残时，团体人寿保险可以为员工和家属提供理赔援助。Employees are the most important asset of an enterprise. Group life insurance is a life insurance that protects all employees. When an employee dies or is severely disabled due to unfortunate cause or illness, group life insurance can provide compensation assistance for employees and their families.团体健康保险Group health insurance
团体健康保险是指由雇主提供给员工及家属的医疗保障福利。医疗保障包含常规门诊，体检，化验所，急诊，住院护理，门诊手术，药品及其它必要性的相关医疗服务。平价医疗法桉（ACA）推行后，所有拥有超过50名员工的公司都必须为符合条件的全职员工提供医疗保险。Group health insurance refers to medical insurance benefits provided by employers to employees and their families. Medical coverage includes routine outpatient, physical examination, laboratory, emergency, inpatient care, outpatient surgery, medicine and other necessary related medical services. With the introduction of the Affordable Care Act (ACA), all companies with more than 50 employees are required to provide health insurance coverage for eligible full-time employees.免责声明：限制和例外可能适用。 价格如有变更，恕不另行通知。 我们不保证或担保所提供信息的完整性和正确性，也不对所提供信息所造成的任何损失或损害负责。 请参考实际的保险公司文件或合同，了解参考计划和福利保险的条款，条件，限制或例外。
Disclaimer: Limitations and exclusions may apply. Prices are subject to change without notice. We do not warrant or guarantee the completeness and correctness of the information provided and we will not be liable for any loss or damage arising from the information provided. Please refer to the actual insurance company documents or contracts for the terms, conditions, limitations or exclusions of the referenced plans and benefits.